Best Crypto Cards
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Best for BTC Rewards
Coinbase One
Amex credit card paying 2–4% back in Bitcoin based on how much you hold on Coinbase.
Best Credit Card
Gemini Credit Card
Real tiered rewards (1% base up to 4% on gas/EV/transit) with no asset-holding threshold to unlock them.
Best Cashback Card
ether.fi Cash
Flat 3% on every tier (4% on VIP), no staking or spend threshold required to unlock it.
Crypto Cashback
US credit card paying up to 4% back in your choice of 50+ cryptocurrencies, credited the same day you spend, not at the end of your billing cycle.
Credit
Card Type
$0
Annual Fee
N/A
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Cashback
A tiered debit card where cashback is actually points-based, unlocked by either your monthly spend or your Bybit VIP status, topping out at 10% for the highest tier.
Debit
Card Type
$0
Annual Fee
0% - 2%
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Cashback
Funds stay in your wallet until point of sale, converting at the best available Mastercard FX rate with no MetaMask markup. The Metal tier adds travel perks and lounge-style benefits.
Debit
Card Type
$0 – $199/yr
Annual Fee
0% – 2%
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Cashback
Points
A widely-used stablecoin spending platform with tiered cashback up to 3% and no transaction limits.
Debit
Card Type
$0 – $10,000/yr
Annual Fee
$3 + 2%
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Debit
Card Type
$0
Annual Fee
0% *
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Crypto Cashback
Crypto.com runs two separate cards — a global Prepaid Visa and a US-only Visa Signature credit card.
Debit, Credit
Card Type
$0 – $29.99/mo
Annual Fee
0% – 2%
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Crypto Cashback
Amex credit card for Coinbase One members, paying up to 4% back in Bitcoin based on how much you hold on Coinbase.
Credit
Card Type
$0*
Annual Fee
N/A
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Crypto Rewards
Switch between spending your balance and borrowing against it in one tap, so you never have to sell your crypto to pay.
Debit, Credit
Card Type
$0
Annual Fee
0% - 2%
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Cashback
Custodial debit card that pays up to 10% cashback in USDG, funded straight from your OKX balance with no manual top-up.
Debit
Card Type
$0
Annual Fee
N/A
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Cashback
Travel Perks
A dual-mode Visa card: spend USDC/LiquidUSD directly with no interest, or borrow against your full Vault as collateral without unstaking, so it keeps earning yield while you spend.
Debit, Credit
Card Type
$0 – $999/yr
Annual Fee
$0
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Points
Cashback
No-frills prepaid Visa that spends stablecoins directly; an optional Pro plan adds cashback on Apple Pay and Google Pay.
Debit
Card Type
$0 – $129/year
Annual Fee
2%
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Assetback
Non-custodial debit card funded straight from Bitget Wallet, paying up to 3% Assetback in Bitcoin, gold, US stocks, or stablecoins.
Debit
Card Type
$0
Annual Fee
1% (min $5)
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Crypto Cashback
A multi-currency card paying up to 8% Cryptoback in WXT, with cashback rate set by your subscription plan and how much WXT you lock in.
Debit
Card Type
$0 – €29.99/mo
Annual Fee
0% - 2%
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Debit
Card Type
$0*
Annual Fee
$1 + 0.65%
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
Cashback
Travel Perks
Tiered debit card that pays up to 2% cashback based on your Kraken balance, spendable in 600+ currencies with no pre-conversion.
Debit
Card Type
$0
Annual Fee
$0*
ATM Withdrawal Fee
Custody Type
Card Details
Rewards
About This Page
How We Picked These Cards
Our in-house crypto experts have evaluated over 40 cards spanning across debit, credit, and prepaid crypto cards from major exchanges, wallets, and card-first startups. The data is sourced directly from issuer sites and official documentation — we don't use data from third parties. In the current list, we’ve opted to focus on cards that are already generally available.
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Types of Crypto Cards
Debit vs. credit vs. secured credit vs. prepaid
Most crypto cards are debit or prepaid cards that spend directly from a crypto or stablecoin balance you already hold. A smaller number, like Coinbase One and Gemini, are real credit cards issued by a bank or card network, with a genuine revolving credit line and standard credit-card terms.
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How to Choose the Right Crypto Card
The right crypto card is the one that aligns with your needs. Ask yourself these questions before comparing cashback percentages:
1. Do you want to hold crypto on an exchange, or keep it in your own wallet?
This determines whether you should be looking at custodial cards (Coinbase, Kraken, OKX) or non-custodial ones (MetaMask, Holyheld, Bitget Wallet).
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