Rank #1628
bnpl pay  (BNPL)


$0.022391088428 0.8%
0.00000060 BTC -3.0%
0.00000902 ETH -3.5%
582 people like this
24H Range
Market Cap $3,368,970
24 Hour Trading Vol $1,995.33
Circulating Supply 151,044,470
Total Supply 1,000,000,000
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BNPL Pay (BNPL) Price Chart

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BNPL Price and Market Stats

BNPL Price $0.022391088428
Market Cap $3,368,970
Market Cap Dominance 0.00%
Trading Volume $1,995.33
Volume / Market Cap 0.0006
24h Low / 24h High $0.021607704611 / $0.023774182514
7d Low / 7d High $0.016913913578 / $0.032922244642
Market Cap Rank #1628
All-Time High $0.119494 -80.8%
Nov 10, 2021 (3 months)
All-Time Low $0.016779659057 37.0%
Jan 24, 2022 (4 days)

BNPL Pay Coin Price & Market Data

BNPL Pay price today is $0.022391088428 with a 24-hour trading volume of $1,995.33. BNPL price is up 0.8% in the last 24 hours. It has a circulating supply of 150 Million BNPL coins and a total supply of 1 Billion. If you are looking to buy or sell BNPL Pay, MEXC Global is currently the most active exchange.

BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance.

Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms.

Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers.

The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.

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