The International Blockchain Monetary Reserve, IBMR.io, is an economic development reserve and advisory established to promote distributed inclusive economic development for the urban working poor in emerging markets. The IBMR.io economic development model is focused on financially inclusive wealth distribution through a microfinance platform which promotes adoption and participation. The basis of the model is on early and direct distribution to the individual of a 'micro asset' via a process called 'Social Proof of Work'. Through the issuance and support of the ARCC (Asia Reserve Currency Coin). IBMR.io intends to break the cycle of poverty, corruption and wealth disparity in urban emerging markets through the decentralized network effect of blockchain technology.